In all aspects of the funeral arrangements our staff will point out the procedures and legal requirements.
Whilst arranging the funeral, we will advise on costs and charges to be incurred, culminating in a full written estimate that should be agreed and signed so that you feel confident with the funeral commitment you have arranged.
The funeral account itself is divided into two separate parts, the funeral director’s charges and the disbursements. These contain our professional fees and overhead costs, which include the provision of a 24 hour a day on call rota, our professional services in making the funeral arrangements and arranging documentation and necessary personal attendances and the conveyance of the deceased.
Hygienic treatment and attendances to the deceased are also considered to be very important by our company. The last time you saw a loved one may have been a distressing memory, perhaps in hospital or for the purposes of identification. In any event we believe that, in asking us to look after a member of your family, you would like to be certain that the best that could be done for your relative has been done whether you wish to visit the deceased before the funeral or not.
Hearse and Limousines
The hearse and limousine are provided for the funeral with chauffeurs and sufficient bearers. This is an essential part of our service to you, especially when your family’s request is to go into church or place of worship.
The limousine will provide transport from the address at which your family requires to be picked up, through to your return to the final destination, within a limited distance. Each limousine will normally carry up to seven mourners.
Disbursements are essentially fees that we pay out on behalf of the family, ie: Doctor’s and Crematorium Fees where appropriate and newpaper insertions. Our written estimate will detail the approximate cost of any disbursements. However, you will appreciate that we will have no direct control over these charges, and they could therefore be subject to slight variations. These costs can then be settled by one single payment, rather than by many different bills to be settled by the estate.
Doctor's Fees or Cremation Forms
No one can be cremated until the cause of death is definitely known. There are two cremation certificates (forms B & C). Each must be signed by a different doctor. These certificates must be paid for and listed under disbursements on our estimate and account. The cremation certificates are not required when the death is referred to the Coroner.
Help with funeral costs
The following information should be treated as general guidance. We are not able to guarantee the availability of a loan, but we do understand how the Department of Social Services makes a decision.
Who is entitled to help?
If there is not enough money to pay for the funeral and you are responsible for making the funeral arrangements you may be able to get a social fund funeral payment to help with the cost. To qualify you or your partner must be in receipt of a qualifying benefit. Claim packs are available from your local social security office.
Check what amount of money is available from:-
The estate of the person who has died, such as money from bank or building society accounts.
Any insurance policies or charities, lump sum payments made by a pension scheme or relatives (either yours or those of the person who has died).
Any savings you have in a bank or building society, National Savings (including certificates or premium bonds) or in cash at home.
The savings may be in your name or the name of your partner. The widows payment does not count as savings.
The social fund may make a contribution towards the cost of a simple funeral within the United Kingdom. This includes;
- Bringing the body home if the person died away from home but within the United Kingdom
- Contribution towards fees of funeral director
- Cemetery fee or Crematorium fee
- Doctor’s fees